{"id":651,"date":"2024-05-16T17:41:30","date_gmt":"2024-05-16T17:41:30","guid":{"rendered":"https:\/\/www.fatcatloans.co.za\/blog\/?p=651"},"modified":"2026-04-07T14:27:28","modified_gmt":"2026-04-07T14:27:28","slug":"whats-a-good-credit-score-in-south-africa","status":"publish","type":"post","link":"https:\/\/www.fatcatloans.co.za\/blog\/whats-a-good-credit-score-in-south-africa\/","title":{"rendered":"What Is a Good Credit Score in South Africa?"},"content":{"rendered":"<h2>What\u2019s a Good Credit Score in South Africa?<\/h2>\n<p><em>Updated April 2026<\/em><\/p>\n<h2>Quick Answer: Credit Score Ranges in South Africa<\/h2>\n<p>In South Africa, a <strong>good credit score<\/strong> generally starts at <strong>681+<\/strong> (on the common 0\u2013999 scale). If your score is in the <strong>excellent credit scores<\/strong> range (typically <strong>767\u2013999<\/strong>), you\u2019ll usually qualify more easily and may receive better interest rates.<\/p>\n<ul>\n<li><strong>Poor credit score:<\/strong> 0\u2013527 (higher risk)<\/li>\n<li><strong>Below average:<\/strong> 528\u2013600<\/li>\n<li><strong>Fair:<\/strong> 601\u2013680<\/li>\n<li><strong>Good:<\/strong> 681\u2013766<\/li>\n<li><strong>Excellent:<\/strong> 767\u2013999<\/li>\n<\/ul>\n<p>Many South Africans often ask, <em>\u201cWhat\u2019s a good credit score in South Africa?\u201d<\/em> \u2014 and what counts as a strong score when applying for credit. Your credit score plays a crucial role in determining whether you qualify for loans, credit cards, and even rental agreements.<\/p>\n<p>A <strong>good credit score<\/strong> opens the door to financial opportunities.<\/p>\n<p>It can help you:<\/p>\n<ul>\n<li>Secure lower interest rates<\/li>\n<li>Get approved faster<\/li>\n<li>Access better loan terms<\/li>\n<\/ul>\n<p>On the other hand, a poor score can limit your options or lead to higher borrowing costs.<\/p>\n<p>In this comprehensive guide, we\u2019ll explore <strong>what defines a good credit score in South Africa<\/strong>, how it\u2019s calculated, what influences it, and what you can do to improve it.<\/p>\n<p><a href=\"https:\/\/kudough.co.za\/?source=TripleEight&amp;utm_source=TripleEight&amp;utm_campaign=partnerregister&amp;utm_content=partner\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1089 size-full\" src=\"https:\/\/www.fatcatloans.co.za\/blog\/wp-content\/uploads\/2025\/10\/Copy-of-Search-Personal-Loans-Up-to-50000-570-x-112-px-1.png\" alt=\"Free credit report apply button\" width=\"570\" height=\"112\" srcset=\"https:\/\/www.fatcatloans.co.za\/blog\/wp-content\/uploads\/2025\/10\/Copy-of-Search-Personal-Loans-Up-to-50000-570-x-112-px-1.png 570w, https:\/\/www.fatcatloans.co.za\/blog\/wp-content\/uploads\/2025\/10\/Copy-of-Search-Personal-Loans-Up-to-50000-570-x-112-px-1-300x59.png 300w\" sizes=\"auto, (max-width: 570px) 85vw, 570px\" \/><\/a><\/p>\n<hr \/>\n<h2>What Is a Credit Score and How Does It Work in South Africa?<\/h2>\n<p>Your credit score is a <strong>three-digit number<\/strong> that reflects your creditworthiness and financial behaviour. In South Africa, it typically ranges from <strong>0 to 999<\/strong>. The higher the score, the lower the risk you present to lenders.<\/p>\n<p>Credit bureaus like <a href=\"https:\/\/www.experian.co.za\/\"><strong>Experian South Africa<\/strong><\/a>, <a href=\"https:\/\/www.transunion.co.za\/\"><strong>TransUnion<\/strong><\/a>, <strong>Compuscan<\/strong>, and <a href=\"https:\/\/www.xds.co.za\/\"><strong>XDS<\/strong><\/a> compile your financial data and calculate your score based on factors such as:<\/p>\n<ul>\n<li>Payment history<\/li>\n<li>Length of credit history<\/li>\n<li>Types of credit used<\/li>\n<li>Frequency of credit applications<\/li>\n<\/ul>\n<p>Financial institutions use this score to assess your ability to repay debt before approving <a href=\"https:\/\/www.fatcatloans.co.za\/loans\/personal-loans\/\"><strong>personal loans<\/strong><\/a>, credit cards, or other financial products.<\/p>\n<hr \/>\n<h2>What Is Considered a Good Credit Score in South Africa?<\/h2>\n<p>In South Africa, a good credit score usually starts from <strong>681 and above<\/strong>. Here\u2019s a general breakdown:<\/p>\n<div class=\"_tableContainer_1rjym_1\">\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\">\n<thead>\n<tr>\n<th><strong>Score Range<\/strong><\/th>\n<th><strong>Rating<\/strong><\/th>\n<th><strong>What It Means<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>0 \u2013 527<\/td>\n<td>Poor<\/td>\n<td>High risk \u2013 low loan approval odds<\/td>\n<\/tr>\n<tr>\n<td>528 \u2013 600<\/td>\n<td>Below Average<\/td>\n<td>Some lenders may approve with high interest<\/td>\n<\/tr>\n<tr>\n<td>601 \u2013 680<\/td>\n<td>Fair<\/td>\n<td>Acceptable, but limited access to top offers<\/td>\n<\/tr>\n<tr>\n<td><strong>681 \u2013 766<\/strong><\/td>\n<td><strong>Good<\/strong><\/td>\n<td>Strong credit profile \u2013 favourable rates<\/td>\n<\/tr>\n<tr>\n<td><strong>767 \u2013 999<\/strong><\/td>\n<td><strong>Excellent<\/strong><\/td>\n<td>Low risk, easy approvals, best interest rates<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Credit bureaus may calculate scores slightly differently, but most South African lenders consider scores above 681 to be a good credit score.<\/p>\n<\/div>\n<\/div>\n<p>A score of <strong>681 or higher<\/strong> signals to lenders that you\u2019re a responsible borrower \u2014 which means quicker approvals and lower interest rates on <strong>personal loans<\/strong> and other credit products.<\/p>\n<p><strong>Not sure where you stand?<\/strong> Checking your credit score is the fastest way to see your current position and understand what lenders may offer you.<\/p>\n<hr \/>\n<h2>Credit Scores vs Credit Reports: What\u2019s the Difference?<\/h2>\n<p>Although often used interchangeably, a <a href=\"https:\/\/www.fatcatloans.co.za\/blog\/credit-score-meaning-in-south-africa\/\"><strong>credit score<\/strong><\/a> and a <strong>credit report<\/strong> are two different things.<\/p>\n<p>A <strong>credit score<\/strong> is the numerical summary of your creditworthiness, while a <strong>credit report<\/strong> is the full record of your credit history.<\/p>\n<p>Your <strong>credit report<\/strong> includes:<\/p>\n<ul>\n<li>Details of all open and closed credit accounts<\/li>\n<li>Payment history and missed payments<\/li>\n<li>Total outstanding balances<\/li>\n<li>Judgments, defaults, or bankruptcies<\/li>\n<\/ul>\n<p>The <strong>credit score<\/strong> is derived from this information \u2014 it\u2019s the quick snapshot lenders use to make decisions.<\/p>\n<hr \/>\n<h2>Key Factors That Influence Your Credit Score<\/h2>\n<p>Understanding what affects your credit score is the first step to improving it. If you&#8217;re working to raise your score, read our guide on <a href=\"https:\/\/www.fatcatloans.co.za\/blog\/how-to-check-and-improve-your-credit-score-in-south-africa-2025\/\"><strong>how to check and improve your credit score in South Africa<\/strong><\/a>.<\/p>\n<p>The main factors include:<\/p>\n<h3>1. Payment History<\/h3>\n<p>Your payment history is one of the most important components of your score. Missing payments or defaulting on loans can cause significant damage. Always pay your accounts on or before the due date.<\/p>\n<h3>2. Debt-to-Credit Ratio<\/h3>\n<p>This ratio measures how much credit you\u2019ve used compared to what\u2019s available. A high ratio (using most of your credit limit) suggests risk, while keeping it below <strong>30%<\/strong> shows responsible usage.<\/p>\n<h3>3. Length of Credit History<\/h3>\n<p>The longer you\u2019ve managed credit responsibly, the better. Lenders value consistent, positive behaviour over time.<\/p>\n<h3>4. Types of Credit Used<\/h3>\n<p>Having a mix of credit \u2014 such as <strong>personal loans<\/strong>, credit cards, and store accounts \u2014 helps demonstrate your ability to manage different types of credit.<\/p>\n<h3>5. Frequency of Credit Applications<\/h3>\n<p>Each new loan or credit card application triggers a <strong>hard enquiry<\/strong>, which can temporarily lower your score. Too many applications in a short period raise red flags.<\/p>\n<hr \/>\n<h2>Credit Bureau Checks and Free Credit Checks<\/h2>\n<p>Your score is calculated by a <strong>credit bureau<\/strong> based on the information lenders report. If you want a <strong>free credit check<\/strong>, you can request your <strong>free credit report once per year<\/strong> from each registered bureau. Checking your report regularly also helps you spot mistakes that could <strong>hurt your credit scores<\/strong>, such as incorrect balances, missed payments recorded in error, or accounts you don\u2019t recognise.<\/p>\n<p>Many people run a free credit check before applying for personal loans to understand their approval chances.<\/p>\n<hr \/>\n<h2>How to Access and Read Your Credit Score in South Africa<\/h2>\n<p>You can easily check your credit score in South Africa through registered bureaus such as:<\/p>\n<ul>\n<li><a class=\"decorated-link cursor-pointer\" href=\"https:\/\/www.experian.co.za\/\" target=\"_new\" rel=\"noopener\">Experian South Africa<\/a><\/li>\n<li><a class=\"decorated-link cursor-pointer\" href=\"https:\/\/www.transunion.co.za\/\" target=\"_new\" rel=\"noopener\">TransUnion SA<\/a><\/li>\n<li><a class=\"decorated-link cursor-pointer\" target=\"_new\" rel=\"noopener\">Compuscan<\/a><\/li>\n<li><a class=\"decorated-link cursor-pointer\" href=\"https:\/\/www.xds.co.za\/\" target=\"_new\" rel=\"noopener\">XDS<\/a><\/li>\n<\/ul>\n<p>By law, every South African is entitled to <strong>one free credit report per year<\/strong> from each bureau. Reviewing your credit report regularly helps you spot errors, track improvements, and stay on top of your financial profile.<\/p>\n<h3>What to check on your credit report<\/h3>\n<ul>\n<li>Any missed\/late payments you don\u2019t recognise<\/li>\n<li>Incorrect personal details<\/li>\n<li>Unknown accounts (possible fraud)<\/li>\n<li>Your credit utilisation and total balances<\/li>\n<\/ul>\n<p>If you spot an error, dispute it immediately \u2014 credit bureaus are required by law to investigate and correct inaccuracies within <strong>20 business days<\/strong>.<\/p>\n<hr \/>\n<h2>How to Get a Free Credit Score Check in South Africa<\/h2>\n<p>South Africans are legally entitled to a <strong>free credit check<\/strong> once per year from every registered <strong>credit bureau<\/strong>. This allows you to see your credit score, review your credit report, and check for errors that could hurt your credit scores.<\/p>\n<p>You can request a free credit report from major credit bureaus such as:<\/p>\n<ul>\n<li>Experian South Africa<\/li>\n<li>TransUnion SA<\/li>\n<li>Compuscan<\/li>\n<li>XDS<\/li>\n<\/ul>\n<p>A free credit check helps you understand whether you have a <strong>poor credit score<\/strong>, a <strong>good credit score<\/strong>, or one of the <strong>excellent credit scores<\/strong> ranges. Monitoring your report regularly also helps detect fraud, identify reporting errors, and track improvements in your financial profile.<\/p>\n<p>Many South Africans check their score before applying for <strong><a href=\"https:\/\/www.fatcatloans.co.za\/loans\/personal-loans\/\">personal loans<\/a><\/strong> to understand their approval chances and potential interest rates.<\/p>\n<hr \/>\n<h2>Improving Your Credit Score in South Africa<\/h2>\n<p>Improving your credit score takes time, consistency, and responsible financial habits. If you want a step-by-step plan, see our guide on <a href=\"https:\/\/www.fatcatloans.co.za\/blog\/how-to-check-and-improve-your-credit-score-in-south-africa-2025\/\"><strong>improving your credit score in South Africa<\/strong><\/a>. Here are proven strategies to raise your score and maintain a good standing.<\/p>\n<h3>1. Pay All Accounts on Time<\/h3>\n<p>Late or missed payments can severely damage your score. Set reminders or automatic debit orders to ensure you pay on time every month.<\/p>\n<h3>2. Reduce Outstanding Debt<\/h3>\n<p>Pay down your balances, starting with high-interest debts first. Lowering your overall debt load shows lenders you\u2019re financially disciplined.<\/p>\n<h3>3. Keep Your Credit Utilisation Low<\/h3>\n<p>Use less than 30% of your available credit. If your credit card limit is R10,000, try not to use more than R3,000 regularly.<\/p>\n<h3>4. Limit New Credit Applications<\/h3>\n<p>Each new credit application triggers a hard check. Apply only when necessary to avoid short-term score drops.<\/p>\n<h3>5. Review Your Credit Report Annually<\/h3>\n<p>Mistakes happen \u2014 make sure your report accurately reflects your credit history. Correcting errors can boost your score instantly.<\/p>\n<hr \/>\n<h2>Dealing With Credit Score Challenges<\/h2>\n<p>If your score is low, don\u2019t panic \u2014 improving it is absolutely possible. Here\u2019s how to handle challenges effectively:<\/p>\n<h3>1. Identify the Problem Areas<\/h3>\n<p>Check for overdue accounts, defaults, or judgments. These are the biggest score-killers.<\/p>\n<h3>2. Negotiate with Creditors<\/h3>\n<p>If you\u2019re struggling, contact your lenders early to arrange a payment plan before they report missed payments.<\/p>\n<h3>3. Consider Professional Help<\/h3>\n<p>If you\u2019re overwhelmed, seek guidance from an <strong><a href=\"https:\/\/www.ncr.org.za\/register_of_registrants\/registered_dc.php\">NCR-registered<\/a> debt counsellor<\/strong> or financial advisor. They can help you restructure debt and rebuild your score responsibly.<\/p>\n<h3>4. Be Patient<\/h3>\n<p>Credit repair takes time. Consistent positive behaviour \u2014 even over six months \u2014 can lead to noticeable improvement.<\/p>\n<hr \/>\n<h2>The Role of Credit Scores in Loan Approvals<\/h2>\n<p>Your credit score doesn\u2019t just determine whether you\u2019ll be approved for credit \u2014 it also impacts <strong>how much you can borrow and what you\u2019ll pay for it<\/strong>.<\/p>\n<p>Borrowers with higher scores typically enjoy:<\/p>\n<ul>\n<li>Lower interest rates<\/li>\n<li>Larger loan amounts<\/li>\n<li>Easier approval for <strong>personal loans<\/strong> and credit cards<\/li>\n<\/ul>\n<p>Those with poor scores may still get approved but face higher rates and stricter terms. That\u2019s why having a good credit score and improving it over time is so important for financial flexibility.<\/p>\n<hr \/>\n<h2>How Often Should You Check Your Credit Score?<\/h2>\n<p>It\u2019s recommended to check your <strong>credit score<\/strong> and full report at least <strong>once per year<\/strong>, though quarterly reviews are ideal.<\/p>\n<p>Regular monitoring helps you:<\/p>\n<ul>\n<li>Catch identity theft or fraudulent activity<\/li>\n<li>Spot errors early<\/li>\n<li>Track improvements<\/li>\n<li>Stay credit-ready for upcoming loan or mortgage applications<\/li>\n<\/ul>\n<p>Many credit bureaus, banks, and financial platforms now offer free or low-cost tools to monitor your score in real time.<\/p>\n<hr \/>\n<h2>Final Thoughts: Understanding What a Good Credit Score Means<\/h2>\n<p>Your credit score is more than a number \u2014 it\u2019s a reflection of your financial habits and trustworthiness. Knowing what counts as a good credit score\u00a0empowers you to make smarter borrowing decisions, negotiate better interest rates, and achieve long-term financial stability.<\/p>\n<p>Building and maintaining a good score isn\u2019t difficult \u2014 it just takes consistency: pay on time, keep your debt low, and monitor your credit regularly.<\/p>\n<p>At <strong>FatCat Loans<\/strong>, we believe financial confidence starts with knowledge. Whether you\u2019re working to improve your credit or looking for affordable <strong>personal loans<\/strong>, we\u2019re here to help you borrow responsibly and achieve your goals.<\/p>\n<p><strong>Check your credit score, build it strong, and <a href=\"https:\/\/www.fatcatloans.co.za\/apply\/\">explore flexible loan options<\/a> today with FatCat Loans<\/strong><\/p>\n<p><a href=\"https:\/\/www.fatcatloans.co.za\/apply\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-943 size-full\" src=\"https:\/\/www.fatcatloans.co.za\/blog\/wp-content\/uploads\/2025\/10\/Copy-of-Search-Personal-Loans-Up-to-50000-570-x-112-px.png\" alt=\"Compare your loan options with FatCat Loans.\" width=\"570\" height=\"112\" srcset=\"https:\/\/www.fatcatloans.co.za\/blog\/wp-content\/uploads\/2025\/10\/Copy-of-Search-Personal-Loans-Up-to-50000-570-x-112-px.png 570w, https:\/\/www.fatcatloans.co.za\/blog\/wp-content\/uploads\/2025\/10\/Copy-of-Search-Personal-Loans-Up-to-50000-570-x-112-px-300x59.png 300w\" sizes=\"auto, (max-width: 570px) 85vw, 570px\" \/><\/a><\/p>\n<hr \/>\n<h2>FAQ: Good Credit Scores in South Africa<\/h2>\n<h3>What is a good credit score in South Africa?<\/h3>\n<p>A good credit score in South Africa generally starts at <strong>681 or higher on the 0\u2013999 scale<\/strong> used by most credit bureaus. Borrowers with scores in this range are considered lower risk and are more likely to qualify for loans, credit cards, and better interest rates.<\/p>\n<h3>What is the average credit score in South Africa?<\/h3>\n<p>Average credit scores in South Africa typically fall within the <strong>fair to good range (around 600\u2013700)<\/strong>. However, scores vary depending on payment history, debt levels, and credit usage.<\/p>\n<h3>Is 650 a good credit score in South Africa?<\/h3>\n<p>A credit score of <strong>650 is considered fair<\/strong>. While some lenders may approve credit applications, you may not qualify for the best interest rates. Improving your score above <strong>681<\/strong> can significantly improve your chances of approval and access to better loan terms.<\/p>\n<h3>What credit score is needed to get a loan in South Africa?<\/h3>\n<p>Most lenders prefer borrowers with credit scores of <strong>at least 600\u2013650<\/strong>. However, approval criteria vary depending on the lender, your income, existing debt, and overall credit history. Borrowers with scores <strong>above 681<\/strong> generally receive better loan offers.<\/p>\n<h3>How can I check my credit score for free in South Africa?<\/h3>\n<p>South African consumers are legally entitled to <strong>one free credit report per year from each credit bureau<\/strong>, including Experian, TransUnion, Compuscan, and XDS. Checking your credit report helps you monitor your score, identify errors, and detect possible fraud.<\/p>\n<h3>What factors affect your credit score in South Africa?<\/h3>\n<p>Several factors influence your credit score, including:<\/p>\n<ul>\n<li>Payment history<\/li>\n<li>Credit utilisation (how much credit you use)<\/li>\n<li>Length of credit history<\/li>\n<li>Types of credit accounts<\/li>\n<li>Frequency of credit applications<\/li>\n<\/ul>\n<p>Maintaining on-time payments and keeping debt levels low are two of the most effective ways to improve your score.<\/p>\n<h3>How long does it take to improve a credit score in South Africa?<\/h3>\n<p>Improving your credit score can take <strong>several months to a year<\/strong>, depending on your financial behaviour. Paying bills on time, reducing outstanding balances, and limiting new credit applications can gradually increase your score over time.<\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Learn about what&#8217;s a good credit score in South Africa and how to improve yours for better financial opportunities. Visit our blog for insights.<\/p>\n","protected":false},"author":4,"featured_media":1874,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[74],"tags":[],"class_list":["post-651","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-build-credit"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"What is a good credit score in South Africa? 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Borrowers with scores in this range are considered lower risk and are more likely to qualify for loans, credit cards, and better interest rates.\" } }, { \"@type\": \"Question\", \"name\": \"What is the average credit score in South Africa?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Average credit scores in South Africa typically fall within the fair to good range, around 600\u2013700, depending on payment history, credit usage, and overall debt levels.\" } }, { \"@type\": \"Question\", \"name\": \"Is 650 a good credit score in South Africa?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"A credit score of 650 is considered fair. 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Higher scores generally lead to easier approvals and better rates.\" } }, { \"@type\": \"Question\", \"name\": \"How can I check my credit score for free in South Africa?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"South Africans are entitled to one free credit report per year from each major credit bureau, including Experian, TransUnion, Compuscan, and XDS.\" } }, { \"@type\": \"Question\", \"name\": \"What factors affect your credit score in South Africa?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Key factors include payment history, credit utilisation, length of credit history, types of credit accounts, and the number of credit applications made.\" } }, { \"@type\": \"Question\", \"name\": \"How long does it take to improve a credit score in South Africa?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Improving a credit score typically takes several months to a year depending on consistent on-time payments, reducing debt, and responsible credit usage.\" } } ] }"}],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"seo_analyzer_scan_date":"2026-04-07 15:04:58","breadcrumb_settings":null,"limit_modified_date":false,"reviewed_by":"0","open_ai":null,"ai":{"faqs":[],"keyPoints":[],"titles":[],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2025-10-26 15:09:52","updated":"2026-04-07 15:07:52","focus_keyword":"What's a Good Credit Score in South Africa?","additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/www.fatcatloans.co.za\/blog\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/www.fatcatloans.co.za\/blog\/category\/build-credit\/\" title=\"Build Credit\">Build Credit<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\tWhat Is a Good Credit Score in South Africa?\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.fatcatloans.co.za\/blog"},{"label":"Build Credit","link":"https:\/\/www.fatcatloans.co.za\/blog\/category\/build-credit\/"},{"label":"What Is a Good Credit Score in South Africa?","link":"https:\/\/www.fatcatloans.co.za\/blog\/whats-a-good-credit-score-in-south-africa\/"}],"_links":{"self":[{"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/posts\/651","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/comments?post=651"}],"version-history":[{"count":16,"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/posts\/651\/revisions"}],"predecessor-version":[{"id":2496,"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/posts\/651\/revisions\/2496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/media\/1874"}],"wp:attachment":[{"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/media?parent=651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/categories?post=651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatcatloans.co.za\/blog\/wp-json\/wp\/v2\/tags?post=651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}