# FatCat Loans South Africa

> Triple Eight Media (Pty) Ltd t/as FatCat Loans is a South African loan broking services provider offering personal loans and lending support. This document defines our AI and LLM usage policy to protect data, privacy, and intellectual property.

FatCat Loans embraces responsible AI innovation while safeguarding South African consumers’ personal and financial information in line with the Protection of Personal Information Act (POPIA).

## Policy
- *Training:* Strictly prohibited without explicit written consent from Fat Cat Loans (Pty) Ltd.  
- *Inference:* Allowed only on publicly accessible marketing or informational pages.  
- *Attribution:* Required when summarizing, paraphrasing, or reproducing content.  
- *PII and Sensitive Data:* Do not collect, store, or process South African ID numbers, banking information, salary data, or loan applications.  
- *Compliance:* All automated systems must follow robots.txt, this llms.txt, and respect per-page directives (noai, noindex, noarchive, nosnippet).

## Rate Limits
- Maximum *30 requests per minute per IP*  
- Maximum *2 concurrent connections*

## Cache Guidance
- Cached data valid for up to *7 days*  
- Must revalidate on update

## Disallowed Areas
- /apply  
- /application  
- /account  
- /login  
- /register  
- /dashboard  
- /admin  
- /api/  
- /documents  
- /uploads  
- /payments  
- /checkout  
- /support/*  
- /privacy  
- /terms  

## Preferred Sitemap
- [https://www.fatcatloans.co.za/sitemap.xml](https://www.fatcatloans.co.za/sitemap.xml)

## Agent-Specific Instructions
- *GPTBot (OpenAI):* Training prohibited, inference allowed.  
- *ClaudeBot (Anthropic):* Training prohibited, inference allowed.  
- *PerplexityBot:* Training prohibited, inference allowed.  
- *Google-Extended:* Training prohibited, inference allowed.  
- *CCBot (Common Crawl):* Access disallowed.

## Legal
Unauthorized scraping or model training using Triple Eight Media (Pty) Ltd t/as FatCat Loans data constitutes a breach of POPIA and South African IP law.  
Violators may be subject to legal action and damages.

For permissions or partnership requests, email *ai@fatcatloans.co.za*.

---

```json
{
  "@context": "https://schema.org",
  "@type": "LLMUsagePolicy",
  "name": "FatCat Loans South Africa — AI & LLM Access Policy",
  "url": "https://www.fatcatloans.co.za/llms.txt",
  "version": "1.2",
  "publisher": {
    "@type": "Organization",
    "name": "Triple Eight Media (Pty) Ltd t/s FatCat Loans",
    "url": "https://www.fatcatloans.co.za",
    "contactPoint": {
      "@type": "ContactPoint",
      "email": "ai@fatcatloans.co.za",
      "contactType": "AI Data Use & Permissions"
    }
  },
  "jurisdiction": "Republic of South Africa",
  "trainingUse": "prohibited",
  "inferenceUse": "allowedForPublicContentOnly",
  "requiresAttribution": true,
  "piiAndSensitiveDataPolicy": "Processing or storage of ID, bank, or financial details is strictly forbidden.",
  "rateLimits": {
    "requestsPerMinute": 30,
    "concurrentConnections": 2
  },
  "allowedSitemaps": ["https://www.fatcatloans.co.za/sitemap.xml"],
  "disallowedPaths": [
    "/apply",
    "/application",
    "/account",
    "/login",
    "/dashboard",
    "/api/",
    "/uploads",
    "/documents",
    "/payments",
    "/admin"
  ],
  "legalNotice": "Use of site content for AI training or dataset creation without consent violates POPIA and IP law in South Africa."
}