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Category: Borrowing Guidance & Financial Literacy

Missed loan payment in Canada October 6, 2026

Learn what can happen after a missed loan payment in South Africa, from fees and credit-record effects to Section 129 notices and debt collection.→

July 10, 2026

Learn the difference between soft and hard credit checks in South Africa, how they affect your credit profile and what lenders consider when assessing loan applications.→

July 3, 2026

How Much Can I Borrow in South Africa? Salary, Affordability & Loan Guide (2026) Last Updated: July 2026 If you’re wondering how much you can borrow in South Africa, the answer depends on fa...→

March 3, 2026

South Africa Public Holidays 2026: Official Dates Last Updated: September 2026 South Africa has 12 official public holidays in 2026, including Human Rights Day, Freedom Day, Workers’ Day, Youth ...→

Flat vector illustration of cat holding an NCR document in South Africa January 6, 2026

Learn how to verify NCR registration in South Africa, confirm lender details, spot fake NCR numbers, and avoid loan scams before applying for credit.→

Flat vector illustration of cat looking for home loan for foreigners in South Africa. June 21, 2024

Explore home loans for foreigners in South Africa with our comprehensive guide. Get the information you need to secure your dream home.→

Flat vector illustration of cat looking for best home loan interest rate in South Africa. June 21, 2024

Stay informed about the current interest rate in South Africa for home loans. Explore our blog for the latest updates.→

Flat vector illustration of cat finding out which banks use TransUnion in South Africa. June 17, 2024

Learn which banks use TransUnion in South Africa, how TransUnion credit scores affect loan approvals, and how to check and improve your credit profile.→

Flat vector illustration of cat borrowing money from family in South Africa. May 16, 2024

Get answers to your FAQs on borrowing money from family to buy a house. Find out everything you need to know on our blog.→

Flat vector illustration of cat holding a South Africa prime rate chart and badge. May 8, 2024

The South Africa Prime Rate (prime interest rate) affects what you pay on home loans, vehicle finance, personal loans and credit cards. This guide explains the current prime rate, how it changes, how ...→

Loan declined guide for South African borrowers March 10, 2022

Learn why loan applications are declined in South Africa and discover practical steps to improve your chances of approval before applying again.→